The call from the “bank” that asks you to transfer money yourself.
Fake instant payment and bank support
The fake instant payment scam is a call or message from a supposed bank employee who convinces the victim to transfer money or share codes to “cancel” a fraud.
Timeline
Idea
Sell fear, not a prize
Instead of promising a gain, the scammer claims the account is already being hacked.
A call warning about a suspicious purchase.
Plan
Fake the support desk
They use a number similar to the bank's and a script with partial victim data for credibility.
The agent already knows some of your details.
Objective
Make the victim transfer
The request is always a transfer to a “safe account” — which belongs to the scammer.
A payment key held by a private individual.
Execution
Keep the pressure on
The call cannot be ended and the supposed agent guides every step inside the app.
Insistence that you stay on the line.
Outcome
Lock in the loss
The transfer goes out as if it were protection; the money never comes back.
A receipt for a payment to a stranger.
Other cases
- See how the scam works
The e-mail from your bank that was not from your bank.
Phishing and fake messages
Phishing is a message that imitates a bank, store or public body to lure the victim into handing over passwords, codes or card details on a fake site.
- See how the scam works
The profit shows on screen; the withdrawal never does.
Cryptocurrency fraud
Cryptocurrency fraud uses wallets, tokens or yield bots to collect deposits in digital assets and block any withdrawal.